Conventional Loans

O'Neil Dayes, Senior Loan Officer at Atrium Mortgage Group LLC

O'Neil Dayes, Senior Loan Officer

Atrium Mortgage Group LLC

Phone: (754) 240-4203

Email: [email protected]

NMLS# 1851104

Company NMLS# 2666616

The information contained herein is for informational purposes only and is not intended to constitute a commitment to lend. All loans are subject to credit approval, income verification, asset verification, property appraisal, and underwriting guidelines. Loan programs, interest rates, terms, and conditions are subject to change without notice and may vary based on borrower qualifications and market conditions. Atrium Mortgage Group is an Equal Housing Opportunity provider. This advertisement is not a guarantee of loan approval or specific loan terms. Additional restrictions may apply. NMLS ID: 1851104 Company License: 2666616

Conventional Loans

Conventional Loans

What Are Conventional Loans?

Quick Qualification Check

Conventional Loan Requirements

2026 Conventional Loan Limits

Conventional Loan Benefits

Frequently Asked Questions

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LOAN PROGRAMS

Traditional Financing with Competitive Rates

The most popular mortgage option offering competitive rates, flexible terms, and no government backing required. Ideal for borrowers with good credit and stable income.

Conventional loans are mortgages not insured or guaranteed by a government agency. They are offered by private lenders and typically follow guidelines set by Fannie Mae and Freddie Mac, making them the most common type of home loan.

See if you qualify with no impact to your credit score.

Understanding loan limits helps determine which conventional loan type fits your purchase.

Explore your conventional loan options and find the perfect financing solution for your home.

Making homeownership feel welcoming and achievable for everyone.

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